Established in 1969, the F&M Insurance Agency has been partnered with the F&M Bank for almost 50 years! Their experienced agents offer a complete line of insurance products and services and are committed to offering proper coverage. While they are a seperate entity from the F&M Bank, they too, are locally owned and managed. Their offices are conveniently located within our bank buildings.

Products offered by the F&M Insurance Agency are -

NOT BANK DEPOSITS
NOT FDIC-INSURED
NOT GUARANTEED BY THE BANK
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
MAY GO DOWN IN VALUE