People make the Difference. Our team of bankers offers a level of expertise that might amaze you! At a recent count, we have over 450 years of combined experience inside our Bank! This level of experience translates to a depth of knowledge that truly benefits our customers. If you live or work in the community, you’ll recognize these friendly faces. The F&M team is here for you!


Commitment to Service Excellence. We’re committed to providing banking services that go above-and-beyond your expectations. It starts with the little things, because we believe they add up to make a huge difference. Our Bankers created standards of service excellence that guide our actions. We work closely with our customers to understand needs, listening and asking questions, offering innovative ideas and solutions. We believe you will experience a level of service at F&M that you don’t find elsewhere. It is our way of showing you how much we care and appreciate your business.

Our Ag Lending Team. “Farmers” is in our name and we have proudly served the farming community since 1918. Our team of Ag bankers provides expertise, sound advice and creative options to help you plan for your future. Decisions are made locally, and as an FSA Preferred Lender we can offer a wider range of solutions to help your farming operation achieve greater success. It all starts with a conversation. Let’s talk soon.

May we help you reach your goals? Contact Us today!