Farmers & Merchants Bank
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Reorder Checks

Order your checks the convenient on-line way. You can now order your Deluxe printed checks right on the Internet. You will be able to see what they look like before you buy them so you can get just the look you want. In addition, once your order has been placed, you can check on the status of your printed checks right up until they arrive at your home.

**Premier Checking and Student Bankpack Customers: If you wish to order the specialty checks  included in your checking account package at no additional charge to you, you must call or mail in your order request to Farmers & Merchants. The free check blanks are not available on-line. Premier Checking and Student Bank Pack customers that select another style may order on-line and will receive an $8 per box discount.

Reorder Your Personal Checks    Order Business Checks and Forms
 

 

Debit & ATM Cards

Need cash in a hurry? It's all at your fingertips. F&M's Debit & ATM card reduces the chances of fraud.  You can use your card to:

  • make purchases at any merchant who accepts Visa®
  • withdraw money from your checking or savings account
  • transfer funds
  • access funds worldwide through any Shazam®, Plus or Inbalance ATM
  • available 24 hours a day, seven days a week

No time for the ATM? Get cash back at participating retailers, plus added security when you use your PIN to pay with your F&M Bank Debit card.

If a card transaction causes your account balance to fall below zero, or if your account is already in an overdrawn status, your transaction may be denied.
 

We have teamed up with a fraud detection service to further protect your account from fraudulent activity. If you plan to use your card in an unusual manner or in a location that is not typical for you, please notify F&M.


Report Lost or Stolen Debit / ATM Cards
1-800-383-8000
 

ATM Locations

Contact us to request an application.

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Credit Cards

Finding a credit card that's right for you has never been easier! Choose from a variety of Visa® cards, each designed to match your financial needs:

  • Visa Signature Card - Earn points with each purchase and redeem them for merchandise, gift certificates, statement credit, cash, and travel. Earn 1% unlimited cash back. Earn one point for every net dollar purchased.
  • Visa Platinum Card - A general purpose card with convenient and flexible purchasing power.
  • Visa Platinum Business Card - Benefit from streamlined accounting and solid purchase protection all with no annual fee with one purchase per year.
  • Visa Platinum Business Rewards Card - Great way to earn 1% unlimited cash back and double rewards for everyday spending. Redeem rewards for cash back in the form of a statement credit, merchandise, or gift certificates.

Certain conditions, fees, and terms may apply. Details will be provided when you become a card member.

Contact us to request an application.

Access my Elan credit card account
 

Report lost or stolen Elan Credit Card 
1-800-558-3424
 


Gift Cards

VISA Gift Cards - give the gift that always fits! Available in amounts from $10 to $500. VISA Gift Cards can be used anywhere VISA is accepted worldwide. Small purchase fee applies.

Access Reloadable Prepaid Cards

Not a gift card, these prepaid cards are a safe, smart and efficient alternative to cash. Access reloadable prepaid cards have a multitude of options:

  • Substitute them for travelers checks or cash
  • Use as a budgetary tool, for example, for teens
  • Use to cover emergency expenses
  • Can reload them multiple times

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Buy Quicken® at a Discounted Price

Take advantage of this convenient feature in Internet Banking! Your account transactions can easily be downloaded from Internet Banking into Quicken® using the Account Export feature. It's the easy, effortless way to balance your finances and your life.

Save a few bucks on us! Conveniently purchase Quicken®, a personal financial management software at a discounted price:
 

 

Direct Deposit

Peace of mind. That's what Direct Deposit can offer you! Never again wonder if your paycheck, social security check will be deposited on time. With Direct Deposit through F&M, your deposit will be made electronically on the scheduled date. You will have immediate access to your funds without having to stop in to make the deposit. Better yet, your check can't get lost in the mail, stolen or accidentally destroyed. It's safe, secure, easy and smart!

Call F&M today to see what it takes to set up your Direct Deposit today! We can help!


Travelers Checks

Traveling abroad? Take the safe route by bringing along our American Express® Travelers Checks.

  • For our Premier Checking deposit account customers, there is no issue charge for standard travelers checks.
  • They provide security and peace of mind while you travel.
  • They can be replaced worldwide within 24 hours. To report as lost or stolen call 1-800-221-7282.   

F&M Getaways

Come along for the ride! Whether you are a seasoned traveler or a first timer, we invite you to join F&M as we "Getaway"! F&M Getaways specializes in one day trips but our popular bi-annual trip to Branson always receives rave reviews! Ask any of your friends that have traveled with us. They'll tell you F&M Getaways are well organized and enjoyable for all. Need a gift idea? An F&M Getaways gift certificate makes a great gift! Available in any denomination, your loved one is sure to find an F&M Getaway they'll enjoy. Check out our upcoming Getaways under "News & Updates" on our bank website home page.

 
CFPB Fiduciary Guides

The Consumer Financial Protection Bureau was established by Congress in 2010 as a part of the Dodd-Frank Act. This government agency protects consumers by carrying out federal consumer financial laws. They have written a number of Information Guides for consumers covering various fiduciary capacities. These guides are for family and friends that have been asked to help manage the financial affairs for someone else by serving in various fiduciary capacities and are not for professionals or organizations. These guides do not give you legal advice. State laws vary, so you may have additional or different duties. You should seek the advice of a lawyer if you have questions about your duties.

Guide for Court Appointed Guardians

Guide for Fiduciaries
Guide for Power of Attorney

Guide for Trustees
 

The following services are located in the bank and are not FDIC Insured, not guaranteed by the bank, not insured by any federal government agency, are not bank deposits:
Insurance - F & M Insurance Agency
 

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