Farmers & Merchants Bank

Internet Banking

Internet Banking allows you to complete transactions and manage your accounts online through the convenience of your own personal computer. And, it's all FREE!

  • Review detailed account activity and balances
  • Make a one-time or schedule recurring transfers between accounts
  • Pay bills online
  • Advance funds from your lines of credit
  • Make loan payments
  • View check images online
  • Online Statements
  • Download your history to your personal money manager software program
  • Set up and receive email notifications

Enroll - First-time users
Want help enrolling? Call us and we will do it for you!



Sign In

Bill Payment

Once you try online Bill Pay, you'll never want to write another check! Making payments is quick, easy, doesn't require licking a stamp, and best of all, it's FREE!

  • Allows you to schedule one-time or automatic recurring payments
  • Provides payment history
  • Gives you control of when you want payments made 
  • Arrange for email alerts for bill arrivals, due dates and upcoming payments
  • Schedule automatic recurring payment rules for each payee
  • Run payment reports and create custom reports
  • Use multiple funding accounts (any F&M Checking Account) to pay your bills
  • Allows you to receive, view and pay qualifying bills all at one secure site
  • Saves you money - no need to buy stamps or envelopes
  • Saves you time - requires no trip to the post office


Click for Online Bill Pay and Presentment Demo

Enroll - First-time users can enroll from within Internet Banking. Want help enrolling? Call us and we will do it for you!



Contact Us for more information.

Online Statements

It's simple, free and saves a tree! Online statements benefits include:

  • Receive statements sooner
  • More secure than mailed statements
  • Accessible online anytime
  • Save paper
  • Eliminate filing hassles
  • View past statements online
  • Print and save easily
  • Reduces clutter
  • It's free!

Enroll - Online Statements are available for all Internet Banking users. First time users may enroll by accepting a disclosure agreement within Internet Banking.



Contact Us for more information.

Mobile Banking

F&M is more flexible and convenient than ever! We've added Mobile Banking as one of our convenient services.

Mobile App

Available to our Internet Banking users. You can download our Mobile Banking App from the Apple App Store or Android Google Play.

Apple device: fandm bank

Droid device: f&m bank-mobile

Data rates may apply.

Text Banking

Don't have a smart phone? You can still use your cell phone to quickly check your balances, review the last five transactions on your primary account or even transfer funds with a simple text message. Follow these steps to enable Text Banking:

  • Log into your F&M Internet Banking from your personal computer
  • Click on the Additional Services tab
  • Choose Alerts and Notifications. This will bring you to the Text Message page

Mobile Web

You can use your smartphone or tablet to access F&M's Internet Banking just like you would from a personal computer. Visit on your mobile device.



Contact Us for more information.

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