Need cash in a hurry? It's all at your fingertips. F&M's Debit Card reduces the chances of fraud. You can use your card to:

  • Make purchases at any merchant who accepts Visa®
  • Withdraw money from your checking or savings account
  • Transfer funds
  • Access funds worldwide through any Shazam®, Plus or Inbalance ATM
  • Available 24 hours a day, seven days a week

No time for the ATM? Get cash back at participating retailers, plus added security when you use your PIN to pay with your F&M Debit Card.

If a card transaction causes your account balance to fall below zero, or if your account is already in an overdrawn status, your transaction may be denied.

We have teamed up with a fraud detection service from Shazam® to further protect your account from fraudulent activity. Please respond to any calls you might get from Shazam®. If you plan to use your card in an unusual manner or in a location that is not typical for you, please Contact Us.

Report lost or stolen Debit Card
1-800-383-8000

F&M ATM Locations
ATM Locator