Easy. Convenient. Smart Financial Decision.

Student Bankpack Checking account is full of perks offered exclusively to full time students, up to 24 years of age.

  • Mobile Banking & Mobile Deposit*
  • Free Debit Card**
  • Free Online Banking & Bill Pay
  • Free Online Statements
  • Free Checks
  • No Minimum Balance Requirements
  • No Service Charges
  • Scholarship Opportunities
  • $10 Fun Money

There are no balance requirements. Plus, at account opening, you will receive $10 in fun money.

*A small fee applies for Mobile Deposit. Data rates may apply. 

**Parent/guardian cosign may be required. There is a small fee to replace card.

Student Bankpack Ambassadors


Grad Chat

F&M has further enhanced our Student Bankpack Account to include a Grad Chat with one of our banking professionals!

F&M’s Grad Chat Program takes you step-by-step through all you need to know about your F&M banking options!

You’ll get valuable tips on:

  • Online Banking
  • Mobile Banking
  • Alerts and Notifications
  • How to find a free ATM
  • Debit Cards
  • Overdraft Protection Options
  • F&M’s Scholarship Programs
  • F&M’s Credit Card Options
  • And so much more! 

Stay informed and connected to your bank accounts!