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Hometown Community Bank

Agriculture Loans

At F&M, our roots are deep in agriculture!

FSA Preferred Lender

We can offer a wider range of solutions to help your farming operation achieve greater success.

Livestock Financing

We are the leader in livestock financing in our area. We can help the hobby farmer, the corporate livestock feeder and most everyone in between. We work with livestock feeders on marketing, hedging and cash flows.

Operating Loans

F&M utilizes an 8-tiered risk rating system to price its operating lines of credit. This variable rate system gives you credit for your financial progress, your past performance and management ability. Qualifying operators can even borrow on their lines of credit via the Internet with F&M's Web Advance system. This puts YOU in control.

Machinery & Equipment Loans

We offer competitive rates and flexible terms on machinery loans. Your repayment schedule will coincide with your unique cash flow.

Agricultural Mortgages

Our in-house, farmland expansion loan program allows qualifying borrowers to purchase, refinance or improve farmland at today's market rates.

Special Farm Programs (FSA Guaranteed or State RFA Loans)

F&M has extensive experience working with these government-sponsored programs. They can help a farmer get started, expand or provide operating funds.

Livestock Facility Loans

We can help livestock producers and feeders of all sizes start, update or expand their current livestock facilities. Check with one of F&M's experienced agricultural loan officers to find the loan with terms and rates that are right for your operation.

F&M Ag loan officers are experienced, knowledgeable and have the know-how it takes to answer all of your loan related questions.
Contact Us to help you make an informed loan decision. We want to help!

Financial Calculators