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Debit Cards

Need cash in a hurry? It's all at your fingertips. F&M's Debit Card reduces the chances of fraud. You can use your card to:

No time for the ATM? Get cash back at participating retailers, plus added security when you use your PIN to pay with your F&M Debit Card.

If a card transaction causes your account balance to fall below zero, or if your account is already in an overdrawn status, your transaction may be denied.

Debit Card Protection Program

Keeping your account safe and secure is our highest priority. You may receive a “Fraud Alert” text from SHAZAM®, our debit card processor when suspicious activity is detected on your debit card. Please reply “yes” or “no” to confirm or deny the activity.

Important Shazam® Numbers

Text message alerts from: 72718

Automated phone calls from: 855-219-5399

Remember – F&M will never request card or account information from you via a text, phone or email.

Report lost or stolen Debit Card
1-800-383-8000

F&M ATM Locations
ATM Locator
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