Personal Loans

Our auto loans fit your auto needs. The flexible terms and competitive rates on F&M auto loans are sure to get you behind the wheel of the vehicle you've been wanting.

Sometimes things happen and you just need some cash. Check with us for rates and terms for installment loans or single-pay loans.

F&M can finance that boat, snowmobile, trailer or any type of recreational vehicle for which you've been looking. We offer payment plans that fit your cash flow and flexible terms.

Access to money just because you need it. F&M offers a Ready Reserve program to qualifying checking account holders. It's like a personal line of credit that kicks in when your account is running short. Ready Reserve can keep your account from becoming overdrawn and can give you personal peace of mind. Interest will accrue on a line of credit balance. It's a great value added feature. See if you qualify.

Let us give you the convenience of making your loan payment from your deposit account automatically and we'll lower your rate by .50%. Ask us if your loan qualifies.

Skip-A-Loan Payment. It is as easy as printing the form and completing it. You may mail it, fax it, or bring it in. If you are unable to print from your computer, we will mail you one-just Contact Us.

Get Adobe Acrobat Reader® software to view the EZ Switch Kit form. It's free!

Peace of mind. That's what credit insurance offers you. Whether you wish to have your debt repaid in the unlikely event of your passing, or wish to preserve your good credit rating should you become ill and unable to work, our credit insurance products can help. Ask for a credit insurance quote when inquiring about your loan with us.

• NOT BANK DEPOSITS
• NOT FDIC-INSURED
• NOT GUARANTEED BY THE BANK
• NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
• MAY GO DOWN IN VALUE

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